Personal Loan
For medical, education, renovation or emergencies. Simple documentation, quick disbursement.
- RM 2,000 – RM 100,000
- Tenure 3 – 48 months
- Fixed monthly repayment
NexFund helps individuals and SMEs access the funds they need — with clear rates, flexible repayment, and approvals in as fast as 24 hours. No hidden fees. Ever.
*Indicative. Final rate subject to assessment & the Moneylenders Act 1951.
Whether it's a personal need or growing your business, choose a plan built around you.
For medical, education, renovation or emergencies. Simple documentation, quick disbursement.
Working capital and cash flow support for SMEs, sole props and partnerships.
Lower rates against eligible collateral. Higher limits for larger needs.
Move the sliders to get an indicative monthly repayment. All figures are estimates — your final offer follows a proper affordability assessment, in line with the Moneylenders Act 1951.
Illustration only. Rates shown are within statutory limits under the Moneylenders Act 1951. Actual rate depends on assessment.
Operating under a valid money lending licence, regulated by the Ministry of Local Government Development (KPKT).
Straightforward process with decisions in as fast as 24 hours once documents are complete.
Clear interest, clear tenure, clear total repayable. No hidden charges, no surprises.
We assess affordability first — so your repayment fits your budget, not the other way around.
Fill in a short application and tell us how much you need.
Upload IC, income proof and bank statements — all digital.
We assess and give you a clear, written offer in as fast as 24 hours.
Sign the agreement and funds are disbursed to your account.
Speak to our team today — no obligation, no hidden fees. Get a clear answer fast.
Yes. NexFund operates under a valid money lending licence and is regulated under the Moneylenders Act 1951 (Akta Pemberi Pinjam Wang 1951). Our licence details are shown in the footer.
Once your documents are complete, most applications receive a decision within 24 hours.
Rates depend on your profile and loan type, and always stay within the statutory limits set by the Moneylenders Act 1951. Your written offer states the exact rate, tenure and total repayable before you sign.
No. All charges are disclosed upfront in your loan agreement. What you see is what you pay.
Early settlement is allowed. Terms are stated clearly in your agreement — just talk to us.
Clear, no-jargon guides to financing in Malaysia — so you can make a confident, informed decision.
Have a question or ready to apply? Reach out through any channel below.
Takes about 1 minute · no obligation